LET THE POLICE HANDLE
THE SWAPPING OF INSURANCE INFORMATION
Did You Know?
You don't pay a deductible if the other party is at fault.

and

If you are at fault, you do not have to pay the other parties' deductible.


Allow the police to arrive before exchanging insurance information with the other driver. In some cases, both parties are not always insured. Drivers can give false information, expired insurance cards ... in some cases the other driver may not want to give you this information altogether.

If you let the police handle this exchange of information,
you're better off. If you handle this alone and are given the wrong information, your insurance company will have to pay for your damages, and you will have to pay your deductible.
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