INSURANCE COMPANY METHODS OF PAYMENT
The most common method of payment is for the insurance company to pay the customer with an insurance check. Once the repairs are complete, the customer pays the shop with a personal check. The customer is expected to pay their deductible in addition to what the insurance company submitted.

Did You Know?
If you still owe money on your vehicle, the insurance company may write the check out to you, and the lienholder?
Alternatively, some insurance companies make a check payable to the customer and the body shop, so that both must endorse the check. Insurance company payment methods can vary, it's best to check with your insurance company should any questions arise.
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